[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bebeo.cz\/mladi-a-finance\/#Article","mainEntityOfPage":"https:\/\/www.bebeo.cz\/mladi-a-finance\/","headline":"Mlad\u00ed a finance","name":"Mlad\u00ed a finance","description":"\u017divot dne\u0161n\u00edch mlad\u00fdch lid\u00ed stejn\u011b jako p\u0159ed n\u011bkolika generacemi, se neobejde bez financ\u00ed. V\u011bt\u0161ina mlad\u00fdch kolem 20 let je\u0161t\u011b studuje.…","datePublished":"2023-04-28","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.bebeo.cz\/author\/#Person","name":"bebeo.cz\n","url":"https:\/\/www.bebeo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bebeo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.bebeo.cz\/mladi-a-finance\/","about":["Pen\u00edze"],"wordCount":421,"articleBody":"\u017divot dne\u0161n\u00edch mlad\u00fdch lid\u00ed stejn\u011b jako p\u0159ed n\u011bkolika generacemi, se neobejde bez financ\u00ed. V\u011bt\u0161ina mlad\u00fdch kolem 20 let je\u0161t\u011b studuje. Dost\u00e1vaj\u00ed kapesn\u00e9 od sv\u00fdch rodi\u010d\u016f, ti piln\u011bj\u0161\u00ed si sami p\u0159ivyd\u011bl\u00e1vaj\u00ed formou r\u016fzn\u00fdch brig\u00e1d p\u0159i \u0161kole. Mnoh\u00fdm ale chyb\u00ed to hlavn\u00ed, um\u011bt si ud\u011blat spr\u00e1vn\u00fd rozpo\u010det, odlo\u017eit si n\u011bco na pozd\u011bji, utr\u00e1cet za smyslupln\u00e9 v\u011bci a v\u00e1\u017eit si pen\u011bz.\tJak\u00e9 chyby d\u011blaj\u00ed dne\u0161n\u00ed mlad\u00ed?– nedok\u00e1\u017eou si pl\u00e1novat sv\u00e9 m\u011bs\u00ed\u010dn\u00ed v\u00fddaje stejnom\u011brn\u011b, po v\u00fdplat\u011b rozhazuj\u00ed a p\u0159ed v\u00fdplatou zoufale \u0161et\u0159\u00ed– nemaj\u00ed zvyk zapisovat si sv\u00e9 v\u00fddaje, aby p\u0159\u00ed\u0161t\u00ed m\u011bs\u00edc mohli zhodnotit, za co mohli u\u0161et\u0159it a co byly nezbytn\u00e9 v\u00fddaje– anal\u00fdza v\u00fddaj\u016fby m\u011bla b\u00fdt samoz\u0159ejmost\u00ed-nem\u00edt \u017e\u00e1dnou finan\u010dn\u00ed rezervu. I z\u00a0m\u00e1la je mo\u017en\u00e9 si odlo\u017eit pravideln\u011b tak, abychom m\u011bli n\u011bjakou finan\u010dn\u00ed \u010d\u00e1stku pro nenad\u00e1l\u00e9 v\u00fddaje typu oprava PC, oprava elektrospot\u0159ebi\u010de, nemoc atd.-spol\u00e9haj\u00ed se na st\u00e1lou podporu rodiny, s\u00a0\u010d\u00edm\u017e by m\u011bli v\u00a0tomto v\u011bku u\u017e pomalu p\u0159est\u00e1vat. Je t\u0159eba, aby se pomalu postavili na vlastn\u00ed nohy a rodina pomalu ustoupila coby dota\u010dn\u00ed banka do pozad\u00ed.-nemaj\u00ed chu\u0165 zv\u00fd\u0161it si sv\u016fj rozpo\u010det vlastn\u00edm v\u00fdd\u011blkem, co\u017e mnoh\u00e9 rodiny podporuj\u00ed t\u00edm, \u017ee sv\u00e9 dosp\u011bl\u00e9 d\u011bti st\u00e1le pln\u011b dotuj\u00ed bez jak\u00e9koliv hranice.Je proto p\u0159edev\u0161\u00edm na rodin\u011b, aby od mali\u010dka sv\u00e9 ratolesti vedla k\u00a0zodpov\u011bdnosti k\u00a0financ\u00edm. Mal\u00e9 d\u011bti mohou dost\u00e1vat mal\u00fd finan\u010dn\u00ed obnos na t\u00fdden, kdy se mohou samy rozhodnout, za co jej utrat\u00ed, zda si ho u\u0161et\u0159\u00ed nap\u0159\u00edklad na d\u00e1rky k\u00a0v\u00e1noc\u016fm pro sv\u00e9 bl\u00edzk\u00e9 nebo si p\u0159ilep\u0161\u00ed na sladkostech nebo jej utrat\u00ed s\u00a0kamar\u00e1dy.Rodi\u010de by pak nem\u011bli do toho zasahovat, nanejv\u00fd\u0161 pouze zhodnotit jedn\u00e1n\u00ed d\u00edt\u011bte. Co je ale d\u016fle\u017eit\u00e9, i kdy\u017e d\u00edt\u011b nerozumn\u011b utrat\u00ed sv\u00e9 kapesn\u00e9, ned\u00e1vat \u017e\u00e1dn\u00e9 dal\u0161\u00ed. D\u00edt\u011b si mus\u00ed uv\u011bdomit, \u017ee kdy\u017e sv\u00e9 utrat\u00ed, jin\u00e9 nebude. Pokud rodi\u010de postupuj\u00ed t\u00edmto zp\u016fsobem, maj\u00ed tak\u0159ka jistotu, \u017ee d\u00e1vaj\u00ed dobr\u00fd z\u00e1klad pro pozd\u011bj\u0161\u00ed finan\u010dn\u00ed gramotnost sv\u00e9ho potomka.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Mlad\u00ed a finance","item":"https:\/\/www.bebeo.cz\/mladi-a-finance\/#breadcrumbitem"}]}]